Charles L. Williams, a former Bank President and CEO as well as senior bank officer with over twenty-three years of progressive lending (Commercial and Mortgage Loans) and management responsibility, has provided Financial Consulting and Banking Industry Expert Witness Services for over twenty years. Mr. Williams has testified both by deposition and at trial over 250 times in State, Federal, and Bankruptcy Court as well as in Arbitration.
Mr. Williams has been retained as an expert witness and consultant in litigation matters throughout the United States in over 700 lawsuits involving matters including:
LENDING
- Lender Liability
- Lending
- Commercial
- Consumer
- Construction
- Commercial and Residential Mortgages
- Letters of Credit
- Real Estate
- Subprime Mortgages
- Savings and Loan Association
- Credit Reporting
- Bank Industry Lending Standards and Practices
- Loan Documentation
- Loan Review
- Mortgage Fraud
- Credit Analysis
- Usury
- Loan Fraud
MANAGEMENT
- Duties and Responsibilities of Bank Officers and Directors
- Fiduciary Duties of Bank Officers and Directors
- Director and Officer Liability
- Bank Regulatory Issues
- Bank Fraud
- Bank Policies and Procedures
FINANCIAL INSTITUTION OPERATIONS
- Teller Policies and Procedures
- New Account Policies and Procedures
- Check Fraud
- Check Kiting
- Deposit Account Fraud
- Bank Secrecy Act/Anti Money Laundering
DAMAGES
- Credit Damages
- Damage to Credit Reputation
- Financial Damages
- Calculation of Damages
TYPES OF LITIGATION
- Arbitration
- Civil Litigation
- Criminal Litigation
PARTIAL LIST OF TOPICS OF TESTIMONY
- Loan Transactions: Commercial, Construction, Consumer, Commercial Mortgage, Residential Mortgage, and Real Estate Lending
- Lender Liability
- Letters of Credit
- Mortgage Fraud
- Usury
- Bank Policies and Procedures
- Check Fraud
- Check Kiting
- Industry Standards for Providing Services to Customers for Deposit Accounts
- Know Your Customer Policies and Procedures
- Responsibilities of Directors and Officers of Financial Institutions
- Credit Damages
- Damage to Credit Reputation
- Calculation of Financial Damages
For more information about the many areas of expertise and experience Mr. Williams has as a financial industry consultant as well as banking and damage expert witness, please feel free to browse the website. References from attorneys with whom Mr. Williams has worked as an expert witness are available upon request.