BANKING EXPERT WITNESS EXPERIENCE

In the past Mr. Williams has served as President, CEO and Director at the West Belt National Bank in Houston, Texas as well as serving as President, CEO and Director at the National Bank of Commerce in Houston, Texas. He also served as an Executive Vice President while at Banc Texas in Houston, Texas; Senior Vice President while at Texas American Bank and United Savings of Texas in Houston, Texas and served as Vice President while at Texas Commerce Bank in Houston, Texas. Overall, Mr. Williams served 10 years as a Bank President and was a banker for 23 years.

EXPERT WITNESS EXPERIENCE

Mr. Williams has currently 19+ years experience as an expert witness for the Banking Industry in cases involving such things as Lender Liability, Bank Operations, Check Forgery and Check Fraud, Lending (Commercial, Construction, Consumer, Real Estate, Subprime Mortgage & Mortgage Loans), Credit Reporting, Credit Damages, Damage to Credit Reputation, Subprime Mortgage Lending, Mortgage Fraud, Savings and Loan, Credit Analysis and Damage Calculation. He has testified by deposition or at trial 250 times and has participated in 600 lawsuits as a Banking Expert Witness.

BANKING EXPERT WITNESS SERVICES

Mr. Williams currently provides banking expert witness services regarding: Analysis of Facts to Determine Feasibility of Plaintiffs' Claims, Analysis of Facts to Determine Potential Liability of Defendants, Testifying Expert, Consulting Expert, Preparation of Reports as well as Assist in Evaluation of Litigation Issues and of Expert Qualifications and Testimony.

BANKING EXPERT WITNESS TOPICS OF TESTIMONY

Mr. Williams currently provides banking expert witness testimony on the following topics: Loan Transactions: Commercial, Construction, Consumer, Mortgage, Subprime Mortgage and Real Estate Loans; Lender Liability, Usury, Personnel Policies, Responsibilities of Directors and Officers of Financial Institutions, Bank Operations, Banking Industry Standards for Providing Services to Customers for Deposit Accounts, Regulatory Issues, Credit Reporting, Credit Damages, Damage to Credit Reputation, Calculation of Damages, Credit Analysis, Mortgage Fraud as well as other banking expert witness topics.